澳洲幸运1078码滚雪球技巧规律与公式

综合收单服务平台

神州信息综合收单服务平台是基于自研分布式技术平台Sm@rtGalaxy创新研发。该系统利用分布式特性、微服务理念,实现了系统的高扩展性、可用性、灵活性和低耦合性,从而有效应对业务高并发、大数据量及敏捷响应等需求,帮助银行获得服务平台性能及处理能力提升的同时降低成本。该平台支持多种支付方式、线下收单介质多样化、提供线上线下一体化商户服务及银行自主创新的运营服务,能够满足监管要求。

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给客户带来的价值
产品功能
客户案例

给客户带来的价值

促进交叉销售和多元服务

综合收单业务是体现银行整体优势、整体利益的重要黏合点,能够同步带动对公结算、个人金融、消费信贷、代发工资、电子银行及供应链融资等多个业务版块的联动销售,并将银行的营销服务“柜台”延伸至商户,形成获客引流、产品销售及客户服务的重要渠道,进一步紧密银行金融服务与实体经济的关联和互动。

支持大数据精准营销

收单业务蕴含丰富的资金流与信息流,以庞大的商户规模为基础,运用大数据技术获取支付链条沉淀的海量数据信息,深度挖掘小微商户的经营状况和融资需求,积极构建数据化、多维度、纯信用的小微商户授信模型,为优质商务提供方便快捷的融资服务,降低小微企业获取融资服务的门槛和成本。

助推普惠的无现金支付服务

无现金支付是全球性的发展趋势,是提升社会经济效率、造福百姓民生的重要力量。无缝嵌入消费者购物、用餐、娱乐等各种生活场景,既支持安全大额的非现金支付,也深耕便利快捷的小支付、微支付。

产品功能


综合收单服务平台包括收款APP、商务PC收银台、智能POS、商户会员管理等独立的业务服务模块。这些业务模块通过商户中心、用户中心、支付中心、营销中心、清结算中心、智能路由、风控中心、三方支付接入中心、支付网关九大通用组件进行支撑,根据客户业务诉求对产品和组件进行组合,形成适合银行特有的解决方案,帮助银行开展个性化收单服务。

综合收单服务平台基于完整的分布式设计理念,从底层的服务运行平台、中间的数据缓存以及最终的数据存储方面都采用了分布式处理机制。

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